Buy now, pay monthly

Your next phone, in easy monthly installments

Choose a genuine, PTA-approved phone, pick an installment plan at checkout and pay it off month by month through our BNPL partner.

Installments are coming soon: we’re finalising our BNPL partner. Until then you can pay the full amount at checkout, or ask us on WhatsApp about your phone.

How it works

  1. Pick your phoneAdd it to your cart and choose “Installments” at checkout. Select a plan and see your monthly amount.
  2. Apply with the partnerPlace your order. The BNPL partner contacts you on your mobile number to complete the application.
  3. Get approvedThe partner checks your details and shows you the agreement, including any down payment or fees. Approval is their decision.
  4. We deliver, you pay monthlyWe confirm your order, check your box-packed phone and dispatch it. You pay the installments to the partner.

Plans available at checkout

Installment plans are paused right now. You can still pay the full amount by bank transfer, wallet or card.

What to check before you sign

Markup

Compare the total you’ll pay with the cash price. The difference is the real cost of the plan.

Down payment

Some partners ask for the first installment or a deposit upfront. Know the amount before you apply.

Late fees

Find out what happens if a payment is late: the fee, any grace period and how it affects your record.

Other fees

Ask about processing, account or early-settlement fees. Every cost should be written in the agreement.

Affordability

Make sure the monthly amount fits comfortably in your budget for the whole plan, not just the first month.

Who you pay

You pay installments to the BNPL partner only, through the channels in your agreement. Never to a personal account.

MobileSahab doesn’t lend money or charge interest. Approval, final terms, down payment and any fees are set by the BNPL partner and shown to you before you sign.

Installment questions

Is there any markup on installments?

It depends on the plan. Each plan on this page shows its markup. The BNPL partner may also ask for a down payment or charge a processing fee, and must show you every cost before you sign.

Who approves my application?

The BNPL partner does, not MobileSahab. They run their own checks and decide whether to approve the plan. We confirm your order once they approve it.

What do I need to apply?

Usually your CNIC, a mobile number in your own name and a way to pay the monthly installments, such as a bank account or mobile wallet. The partner tells you exactly what they need.

Is my CNIC safe with you?

Your CNIC is encrypted as soon as it reaches us, can only be viewed by authorised staff, is shared only with the BNPL partner for your application, and is deleted once it is no longer needed.

What happens if I am not approved?

Nothing is charged. You can switch to full payment by bank transfer, wallet or card, or cancel the order at no cost.

Can I pay off my plan early?

That depends on the partner’s terms. Ask about early settlement before you sign, and check whether any fee applies.

Do you offer cash on delivery?

No. We sell on full advance payment or through a BNPL partner only. This keeps our prices low and stops fake orders, so genuine customers get their phones faster.

Want the full story? Read Buying a phone on installments in Pakistan: how BNPL works.